Entering the world of Medicare can often lead to more questions than answers with so many options in front of you. The Medicare Annual Enrollment Period (AEP) is from October 15 – December 7, and licensed insurance agents at AAA Western and Central New York are here to be your guide on the journey of choosing the coverage that is right for you.

Medicare is the federal insurance program for people who are 65 or older or certain younger people with disabilities. AEP is the time of year that everyone who is Medicare eligible can make changes to their plans. At AAA, we are partnered with many different insurance carriers that you are familiar with, allowing us to offer a wide range of options to you so that you can maximize what your plan offers. One of the standout advantages of choosing AAA for your Medicare review is our unwavering commitment to our Medicare customers. Unlike many providers, AAA doesn’t work for insurance carriers; our agents work for you. This means our agents are dedicated to finding a Medicare plan that meets your needs. You don’t have to be a AAA Member to benefit from AAA Medicare expertise. AAA is here to assist all Medicare eligible individuals in the community.

Our licensed insurance agents are here to meet any way that works for you. They can meet you at one of our local branches, over the phone or virtually. Visit www.AAA.com/Medicare to schedule an appointment online. You can also register for upcoming events that will allow you to personalize your Medicare experience.

Mapping Your Medicare Journey – Buffalo, A Medicare Annual Enrollment Period Open House will be held Thu, Nov. 9th at 10:00 a.m. - 12:00 p.m. at AAA Western and Central New York, 100 International Drive, Williamsville 14221 – Everyone who comes will receive free packing cubes!

Understanding your Medicare Options – Virtual Webinar will be held on Thurs., Nov. 16th at 1:00 p.m. Join AAA’s Medicare 101 Virtual Webinars by signing up in advance.

We work with familiar careers like Highmark, Excellus, Univera and Independent Health, offering over 75 plans to tailor your coverage to your unique needs. Within the plans, Medicare has four main "Parts" that cover specific services. These are:

•    Part A for hospital insurance. This is for inpatient hospital stays, care in a skilled nursing facility, hospice care and some health care services. 
•    Part B for medical insurance. This covers certain doctor's services, outpatient care, medical supplies, and preventative services.
•    Part C aka Medicare Advantage. This is Medicare through a health care provider.
•    Part D for prescription drug coverage. Part D adds prescription drug coverage to original Medicare and Medicare-related plans.

By calling, you agree that a AAA Licensed Insurance Agent may contact you. AAA Insurance is provided through AAA Members Insurance Agency of Western & Central New York, Inc, which offers products through AAA-affiliated companies and non-affiliated companies. Not affiliated with any government agency including Medicare. We do not offer every plan available in your area. Currently we represent 12 organizations which offer 65+ products in your area. Please contact Medicare.gov, 1-800-MEDICARE, or your local State Health Insurance Program (SHIP) to get information on all of your options.