Everyone is adjusting to the "new normal" brought on by the coronavirus pandemic, including everyone at your local AAA. Daily life has changed for our insurance agents, who are video conferencing and meeting over the phone from their remote home offices.

What hasn't changed is the need for insurance, especially in unprecedented times like these. Our insurance agents are proud to offer great rates and options that will keep everything from your car to your home to your pets and business protected.

Get to know the types of insurance AAA offers:

Auto

Don't forget your trucks and any other vehicles you may own, Hodge says: "And besides personal fleets, we insure commercial lines for people with small businesses. Bottom line? If you've got something with wheels you need covered, chances are that AAA can do that for your home."

Homeowners

If you own a home, you know you need to insure it. But there are other things that AAA can do under the umbrella of homeowner's insurance, Hodge says. Sometimes, people are landlords or own buildings or land where other people live, and they want some way to insure those properties, he says. We can do those. And if you don't own your home? Renters insurance is a very affordable and popular product we offer, he says. For a small monthly premium, you can insure everything in your apartment.

Umbrella

Umbrella insurance is a product that can add coverage to both your auto and home insurance (it puts them under the one umbrella, which is how it got its name). If you insure your home and car with us, you can get an umbrella, and for a small fee, you can buy insurance above and beyond what you already have, Hodge says. An umbrella policy also gives the holder coverage for libel, slander, and other things not covered under different policies.

Life

Hodge calls life insurance one of the 'best offerings' AAA has. AAA is an independent provider, meaning they can work with several carriers to determine which product is the best for each customer.

"We'll talk to each individual, and we'll do our best to match them with what's right for them," Hodge says. "This includes both whole life and term life products."

Pet

Pet insurance is just like health insurance for humans, but it's for your pet, Hodge says. Our pets become like members of the family, and we know what kind of costs go along with that. We partner with companies and find a terrific policy to help mitigate expenses involved with owning a cat, dog, you name it.

Motorcycles/RVs & More 

Often, Hodge says, this is for what we call our toys. That includes not only motorcycles and RVs, but snowmobiles, off-road vehicles, and more. A lot of passionate roadsters have those covered with us, he says. New York state has some of the most frequently used and longest-owned snowmobiles in the country. We offer fantastic rates to make sure you're protected.

Business

Lastly, Hodge says, don't forget about AAA if you're a small-business owner. A lot of our members own restaurants, or sell real estate or are small-business retailers, he says. We have fantastic options for that, as well. If you insure anything else with us, also know we offer ever-growing commercial coverage. Just ask us about it.

AAA offers free insurance reviews for members and non-members to determine the coverage that is best for them.

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